Can I afford Financial Planning?

HFH Planning charges only on an hourly-fee-basis, not a percentage of your assets. Most clients save enough from tax planning alone to cover HFH Planning’s fee. Going into the future you will not only have saved money for the current and future years, you will have a sound financial map and peace of mind regarding your investments.

Why do I need HFH Planning if I already have accounts at brokerage houses?

HFH Planning will provide you with an overview of all of your accounts (including 401(k) and 403(b) Plans) held in separate institutions– and unlike most brokers, HFH Planning does not receive any commissions. You will get individual, unbiased, attention while gaining an overview of your complete financial situation.

Will my money be at risk? Could I potentially lose money?

You set the risk level with your money. Your financial goals will dictate whether you would like to put your money in lower risk or higher risk places (or a mix of both). We are a Registered Investment Advisor and subject to oversight by the Securities and Exchange Commission. You will understand your risks completely before any actions are taken.

Do I need to have a lot of assets for financial planning to be worthwhile?

There is more to financial planning and obtaining life goals than simply investing money. If you do not have a lot of money to invest we will still be able to help you with your tax planningrisk management, retirement planning, and estate planning. Payment is based on an hourly fee basis. We will only do the work that is necessary to bring you peace of mind.

What access do I have to my Financial Planner?

There is no charge for brief telephone conversations. More lengthy calls are charged at a (pro-rated) hourly rate. A retainer basis is available.

How often do you review my portfolio?

Quarterly reports are usual. We encourage annual meetings.

I’ve never had a financial planner. Will you educate me on what to expect?

Our goal is to educate, counsel, and guide clients to ensure that proper decisions are made on an individual basis.

How does financial planning work?

Click here to learn about financial planning.

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